Cooperation Department, Haryana
Brief write of scheme.
2025-26
Publicity and Propaganda through Cooperative Development Federation (HARCOFED)
HARCOFED has been entrusted job of publicity of the Cooperative Movement in the State of Haryana and it publishes magazines, folders, pamphlets, books containing data of cooperative societies. HARCOFED will also publish periodical Sahakari Parkash, Hindi Magazine. The Cooperative week is also celebrated through Harco Fed.
Member Education and Leadership Training
The main object of scheme is to assist HARCOFED to educate members of cooperative societies and to train them in the leadership of cooperative movement in rural areas.
Assistance to Cooperative Labour and Construction Societies.
The primary cooperative labour & construction societies will be able to raise financial facilities from bank and invest the loan amount in execution of works. These societies would be able to enhance their work securing capacity as well as its timely execution by ensuring continues job/work to its members for raising their socio-economic status. The assistance will be provided in the shape of share capital Rs. 80,000/-, working capital loan Rs. 80,000/- and managerial subsidy Rs. 40,000/- as per recommendation of the Assistant Registrar Cooperative Societies concerned. The assistance shall be given to those L/C Societies that has been registered for more than three years and executed work to the tune of Rs. 10.00 lakh or more.
Mukhya Mantri Dugdh Utpadhak Protsahan Yojana in Haryana.
To give remunerative prices to the milk producers for sustainable growth of Dairy Sector by giving subsidy @ Rs. 5/- per litre of milk both for Cow & Buffalo Milk and an additional deduction of Rs. 1/- in the milk rate chart of buffalo milk having Fat below 6% and SNF below 8.4% may also be made as was done last year.
An announcement was made by Hon’ble Union Home and Cooperation Minister during his visit in Antyodaya Mahasammelan at Karnal on 02.11.2023. As per the announcement, Rs. 10/- per litre shall be provided to the Antyodya families for supply of milk to the milk unions upto one year. This shall be over and above the price of milk being paid by the milk unions.
Assistance to Haryana State Coop. Agri. & Rural Dev. Bank.
This scheme was introduced to enable the bank for implementing its lending programme for farmers. The bank will be provided financial assistance in the shape of grant-in-aid to ensure the payment of due installment to NABARD at scheduled time.
Rebate on rate of interest regarding short term crop loans advanced by Cooperative Banks renamed as Rebate on rate of interest regarding short term Crop loan advanced by all Scheduled.
The ‘Interest Subvention Scheme-2014’ approved for the Haryana State Coop. Agril & Rural Development Bank and Harco Bank. Interest rebate @ 50% to be provided to the good pay master loanee members of HSCARDB who repay their loan timely. Interest Rebate @ 4 % to loanee members of PACS who will avail crop loans in prescribed time. Interest subvention is provided by Central Govt. @ 3 %. The good pay masters of PACS will get interest free loan.
Assistance for contribution to guarantee fee for Deposit of Guarantee Scheme for Primary Agriculture Cooperative Societies.
This scheme is called as Deposit Guarantee Scheme for Primary Agriculture Cooperative Societies to provide insurance cover for deposit mobilized by PACS upto Rs. 50,000/- per member.
Subsidy to Women Cooperative Societies.
The loan facility will be extended to the Women Cooperative Societies in the State for improvement in the quality of Vegetables and Fruits as well as evolution of a system where both growers as well as consumers are benefitted and also advancement of loan to Women Cooperative societies for undertaking of various types of activities for their benefit and upliftment. Under this scheme the loan of Rs. 5.00 lakh will be provided by the Central Cooperative Banks, out of which subsidy portion of 20% or a maximum subsidy of Rs. 1.00 lakh will be provided to each society by the State Govt.
Subsidy to vegetable & fruit growers Cooperative Societies.
The loan facility will be extended to vegetable & fruit grower cooperative societies in the State for improvement in the quality of vegetables and fruits as well as evolution of a system where both growers as well as consumers are benefitted.
Strengthening of procurement and marketing of infrastructure in Milk Unions in Haryana.
The long term objective is to improve the economic status of milk producers and empowerment of the dairy Co-operative structure in the state. It is the endeavour of the Federation to provide the best and the most efficient services in the areas of milk procurement, processing and marketing of Vita milk and milk products at reasonable rates to the consumers.
Interest Subvention for Refurbishment of Milk Plants under Dairy Processing and Infrastructure Development Fund (DIDF) Scheme.
The objective of the project is to strengthen existing system, auto atomization, testing facility to enhance chilling capacity etc to improve brand image and to deliver quality milk and milk products to the consumers.
Setting up of Milk Chilling Centre at Dabwali renamed as Strengthening of Milk Chilling Centres.
The funds will be utilized for establishment of Tetra Pak Plant for packing of liquid milk, fruit juices and fermented milk products as announced in the Budget Speech. The funds will also be utilized for setting up of Milk Chilling Centre at Dabwali.
Primary Milk Cooperative Societies.
As per mandate of the Central Government to double the income of the farmers, the focus is on strengthening of the village level procurement systems i.e. Bulk Milk Coolers by providing of BMC Management System. The BMC Management System will help in reduction in the operational cost of the BMC through monitoring the various aspects of BMC and taking necessary corrective actions.
Interest Subsidy on loan advances to Scheduled Caste Members of Primary Credit and industrial Labour & Construction Societies.
The main object of scheme is to give subsidy @ 7% on interest rate to Scheduled Castes members of the PACS/DPCARDB/CCB/L/C Societies, who repay their loans timely.
Share Capital to Labour & Construction Federation Limited
Main object of this scheme is to keep the share of State government in the federation enabling to appoint Managing Director of its own. It will also help to strengthen its capital base. Labourfed uses the Share Capital to help and assist Cooperative Labour and Construction Societies in procurement and execution of works.
Scheme for creation/purchase of Capital assets for Cooperation Department
This is a new scheme started by the State Govt. in 2023-24 for creation/purchase of Capital assets for Cooperation Department.
Share Capital to HARCOFED
HARCOFED is an apex cooperative institution for spreading the cooperative movement in Haryana state. The state government will provide share capital to this apex institution, so that it can strengthen its capital base.
Share Capital to Urban Cooperative Banks
Urban Cooperative Banks are running in profit and these are providing better banking services to their members. In order to strengthen capital base of Urban Cooperative Banks the state Govt. decided to formulate this scheme.
Share Capital to House Federation
Strengthen of share capital base for increasing their borrowing capacity from lending institutions and consequently development of their business activities undertaken by them.
Share Capital to Central Cooperative Banks
The main object of this scheme is to strengthen capital base of the Central Cooperatives Banks in the state to maintain mandatory level of CRAR as per guidelines of RBI.
Govt. contribution to Share Capital of Harcobank
The main object of scheme is to strengthen capital base of Harco Bank. State government will provide share capital to Harco Bank, thereafter same amount will be reimbursed by NABARD as loan to the state government.
Govt. contribution to the Share Capital to Primary Cooperative Agri. & Rural Development Bank
The main object of this scheme is to strengthen capital base of DPCARDBs in the State of Haryana. State government provides share capital to the District Primary Cooperative Agriculture & Rural Development Banks in the state of Haryana and after that the same amount is reimbursed by NABARD in the form of loan.
Share Capital to Haryana State Cooperative Agril. & Rural Development Bank, Chandigarh
The main object of this scheme is to strengthen share capital base of the Haryana State Cooperative Agri. and Rural Dev. Bank. State government will provide share capital to the Haryana State Cooperative Agriculture & Rural Development Bank and after that, this amount will be reimbursed by NABARD as loan to state government.
Share Capital to Cooperative Sugar Mills Federation
The main object of this scheme is to keep share of State Government in the federation.
Loan to Housing Cooperatives.
The Housefed is an apex cooperative housing federation in the state which is playing a good role in providing finance to the group housing cooperative societies. In order to uplift of Scheduled castes, Backward classes and other Economically Weaker of the society living in the towns/cities the members of Housing Cooperatives are granted loan from Govt. through Housing federation.
Loan to Housing Cooperatives for SC members.
In order to uplift of Scheduled castes, Backward classes and other Economically Weaker of the society living in the towns/cities the members of Housing Cooperatives are granted loan from Govt. through Housing federation.
Scheme for State government loans to Haryana State Cooperative Agriculture & Rural Development Bank for farmers.
HSCARDB is the main source of investment credit to farmers in the state of Haryana. The bank is depending on refinance from NABARD to carry out its loaning operations. The bank is not in a position to advance loans from its own resources to sustain the loaning to its prospective customers.
Setting up of power cogeneration and Ethanol Plant in Cooperative Sugar Mills.
This scheme has been formulated for expansion and modernization of Cooperative Sugar Mills by adopting modern technologies to derive the benefits of scale of economy and generating environment friendly clean energy from bagasse by setting up Cogeneration plants and production of ethanol from molasses for blending in petrol. This will help the Mills in generating extra revenue and minimize the losses of Sugar Mills.
Loans to all Coop. Sugar Mills.
The main object of the scheme is to enable the Cooperative Sugar mills to make payment of cane arrears to the cane growers. The State Govt. provides higher State Advised Price (SAP) of sugarcane Rs. 415/- per qtl. against the FRP (Fair & Remunerative Price) of Rs. 355/- per qtl. fixed by the Central Government for the crushing season 2025-26 amongst all of the States.
Scheme for Computerization of HSCARDB and DPCARDBs (60:40 State/Govt. of India)
It is a sharing basis scheme. The State government will provide 40% of total financial assistance and remaining 60 percent portion will be provided by the Govt. of India.
The Union Budget has announced the scheme for Computerization of HSCARDB over the next three years, with the aim for comprehensive enabling computerization in HSCARDB, DPCARDBs and their Branches.- Scheme for Computerization of RCS office (Hardware Purchase) (60:40 State/Govt. of India).
It is a sharing basis scheme. The State government will provide 40% of total financial assistance and remaining 60 percent portion will be provided by the Govt. of India.
The Union Budget has announced the scheme for Computerization of RCS Haryana office over the next three years, with the aim for providing a comprehensive enabling digital ecosystem for the multi-state Cooperative Societies.
- Scheme for Computerization of PACS (60:40 State/Govt. of India)
It is a sharing basis scheme. The State government will provide 40% of total financial assistance and remaining 60 percent portion will be provided by the Govt. of India. The Union Budget has announced the scheme for Computerization of Primary Agricultural Credit Societies (PACS) over the next five years, with the aim of bringing greater transparency and accountability in their operations and enabling them to diversify their business and undertaking more activities.
The financial assistance will be released under the scheme on hardware, digitization and support system for 801 PACS/PCCS in the state. The scheme will increase the efficiency of the operations of PACS. The scheme has been designed for speedy disbursal of loans, lowering of transaction cost, reducing imbalances in payments. The scheme will enhance trustworthiness in working of PACS among farmers.
- Share Capital to Fruit & Vegetable Societies (100% NCDC)
It is a Center Govt. Sponsored Scheme. The whole amount will be provided by the Govt. of India.
The Union Budget has announced the scheme for Computerization of RCS Haryana office over the next three years, with the aim for providing a comprehensive enabling digital ecosystem for the multi-state Cooperative Societies.
Share Capital to Fruit & Vegetable Societies (100% NCDC)
The main object of the scheme is to provide the financial assistance in the shape of share capital to the Fruit & Vegetable Cooperative Societies working in the state.- Government contribution to the Share Capital of Marketing Societies (100% NCDC)
The object of the scheme is strengthening the share capital base of marketing societies to develop their business as well as to up-lift the member societies.
- Share Capital to Primary Agriculture Cooperative Societies (PACS) from NCDC (100% NCDC)
The main object of the scheme is to strengthen the share capital base of the Primary Cooperative Agriculture Societies in the State.
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